
What is Commercial Auto Insurance?
Commercial auto insurance protects vehicles used for business—cars, trucks, vans, fleets, and more. It covers accidents, liability, injuries, and damage, so you can keep your business moving forward.
Cover Your Fleet From:
Collision & Accident Damage
Bodily Injury Liability
Property Damage Liability
Uninsured/Underinsured Motorist
Medical Payments
Comprehensive & Theft
FAQ
Who needs commercial auto insurance?
Any business that owns, leases, or uses vehicles for work—deliveries, service calls, or transporting goods—should have commercial auto coverage.
What types of vehicles are covered?
Cars, trucks, vans, specialty vehicles, and fleets. Ask about coverage for trailers or custom vehicles used in your business.
Does it cover employee drivers?
Yes, commercial auto insurance extends liability and physical damage protection to employees driving company vehicles for business purposes.
What’s the difference from personal auto insurance?
Commercial policies provide higher liability limits and broader protections for business use, which personal auto policies exclude.